Senior
Funding Circle · London, United Kingdom · Hybrid
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Build and maintain end to end valuation and forecast models for credit card and FlexiPay lending products.
Worth knowing: Requires SQL or Python plus strong Excel skills
We’re on a mission to back the UK’s small businesses like no one else 🚀 Small businesses are the backbone of the economy, and we’re here to help them win. We’ve built a platform that uses clever data to get them the funding they need in minutes, not weeks. At Funding Circle, we have the restless energy of a fintech start-up with the stability of a public company. It’s a unique mix that gives Circlers the autonomy to take ownership and the scale to make an impact that truly counts. We’re a high-performing team that chooses to lift each other up. We challenge, we champion, and we have each other’s backs - because we know that when we stand together, we move faster and build better. The impact is real: Last year alone, the businesses on our platform generated £7.2bn for the UK economy 📈 Come and join a mission that matters! [ Read our Impact Report ] | [ See our Trustpilot ] The role ⚡ 📍 London (Hybrid) | 🤝 3 days in the office | 💰 Competitive Salary + Benefits You’ll make a real difference for our customers and your team from day one. We believe the fastest way to grow is by doing, so we give you the ownership to run with things and see real-time results. Own the end-to-end valuation modelling for our Credit Card and FlexiPay products, translating complex financial data into clear, actionable insight that drives strategic decisions. Build and maintain forward-looking models — including lifetime value, unit economics, and loss forecasting — that underpin product pricing, provisioning, and portfolio strategy. Partner closely with Credit Risk, Finance, and Product teams to ensure our valuations reflect the latest performance data and macroeconomic assumptions. Play a key role in month-end and quarter-end close processes, owning commentary and variance analysis for senior stakeholders and the Board. What we’re looking for 🌱 We value deep expertise, but a growth mindset and good energy are what really make our team click. We’re a group that chooses to lift each other up and think smart every day. Strong experience in financial modelling or valuations within SME lending or consumer credit, ideally across revolving credit or instalment products. Excellent attention to detail and a proactive approach to identifying deviations of actuals from assumptions and updating models to reflect observed trends and variances.
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